“I Want to Buy a House… But Everything Feels Unaffordable.”

Here’s What You Need to Know in 2025

Let’s be real: buying a home in 2025 can feel overwhelming.

Prices aren’t what they used to be. Interest rates aren’t what they used to be. And the dream of owning a home can start to feel more like a moving target than a real goal.

If that’s you—I hear you. But I also want to offer some clarity, perspective, and a few truths you might not be hearing elsewhere.

💡 Truth #1: You’re Not Crazy—It Is More Expensive

The cost to buy a home in Nashville today is higher than it was a few years ago. Even with price stabilization, monthly payments are up because interest rates have hovered in the 6–7% range for most buyers. That’s real, and it matters.

But here’s the thing…

🛠 Truth #2: Smart Buyers Are Still Finding Opportunities

Even in this climate, I’m working with buyers who are:

  • Negotiating closing costs

  • Securing below-list offers

  • Using seller-paid buydowns to lower their rate

  • House-hacking or buying multi-units

  • Choosing areas with better value per square foot

If you get creative—and partner with the right team—you can buy a home without drowning in the process.

🧮 Truth #3: Waiting Doesn’t Always Pay Off

It’s tempting to “just wait a year”… but in Nashville, demand isn’t going anywhere. Our population is still growing. Our economy is strong. And as soon as rates drop, guess what happens?

Competition spikes. Inventory tightens. Prices jump.

If you can afford it now, even if it’s not your dream home, buying today could save you thousands long-term.

🧭 Truth #4: You Don’t Have to Do It Alone

The worst feeling is trying to make a major financial decision and having no one to process it with.

I’m here for the long game. If you want someone who’s patient, realistic, and focused on what’s actually best for you—not just closing a sale—I’d love to be that person.

👋 Final Thought:

Homeownership might feel harder in 2025—but it’s not impossible. Let’s ditch the headlines and talk through your real options. Whether you’re 2 weeks or 2 years away from buying, I’m here to help.

📲 Reach out anytime — even if you just want to run numbers or ask questions.

john hite